Terms and Conditions

The Following Terms And Conditions Apply To Your Access And The Use Of This Website And The Services Provided Herein By Rinani Group. By Accessing To Any Page Of This Website And/Or Using The Services, You Agree To Be Bound By These Terms And Conditions Without Limitation Or Qualification. If You Do Not Accept These Terms And Conditions, Please Immediately Discontinue Your Access To This Website And/Or Use Of The Services.

The Term "Rinani" As Used In These Terms And Conditions Refers To Rinani Group And Its Subsidiaries And/Or Affiliate Companies.


These terms and conditions are meant to regulate your access to this website and they are to be read together with such other applicable terms, conditions, rules or regulations governing any transaction, product and/or services provided in this website. In the event of any conflict, the terms, conditions, rules or regulations applicable to the specific transaction, product and/or services shall prevail over these Terms.

The information provided on this website is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject Rinani or its subsidiaries or affiliates to any registration requirement within such jurisdiction or country. Neither the information, nor any opinion contained in this site constitutes a solicitation or offer by Rinani to buy or sell any products, services, securities, futures, options, loans, credits, deposits, other financial instruments, provide any investment or financial advice or an invitation to enter into any legally binding contract or arrangement.

The products and services described in this website are available only to residents of Malaysia and shall not be construed as having been made available outside of Malaysia. Your eligibility for any particular products or services is subject to the final determination and acceptance by Rinani.

The terms and conditions on use and access and the information that appear on this website are subject to change from time to time and at any time without notice. Rinani is under no obligation to update the information on this site to reflect changes in circumstances which information would then differ from previously published information.

Use of Links

Links from or to websites outside this website are meant for convenience only. Such linked websites are owned and operated by third parties and as such are not under the control of Rinani. Therefore Rinani shall not be responsible and makes no warranties in respect of the contents of those websites, the third parties named therein or their products and services.

Furthermore, the links provided in this website shall not be considered as an endorsement or verification or approval of such linked websites or the contents therein. Linking to any other website is at your sole risk and Rinani will not be responsible or liable for any damages in connection with linking. It is advisable for you to read the privacy policy statements (if any) of any websites which are linked to this website.


All trademarks, service marks, and logos displayed in this website are the property of Rinani and/or their respective third party proprietors as identified in the website.

Unless the prior written consent of Rinani or the relevant third party proprietor of any of the trademarks, service marks or logos appearing on the website has been obtained, no license or right is granted to any party accessing this website to use, download, reproduce copy or modify such trademarks, services marks or logos. Similarly, unless the prior written consent of Rinani or the relevant proprietor has been obtained, no such trade mark, service mark or logo may be used as a link or to mark any link to the Rinani's website or any other website.


Unless otherwise indicated, the copyright in this website and its contents, including but not limited to the texts, images, graphics, structure, multimedia files and the sequence and arrangement of the pages are the property of Rinani, and are protected by applicable Malaysian and international copyright laws. No part or parts of this website may be modified, copied, distributed, retransmitted, broadcasted, displayed, performed, reproduced, republished, licensed, transferred, sold or commercially dealt with in any manner without the express prior written consent of Rinani.

You also may not, insert a link to this website on any other website, frame or "mirror" any material contained on this website on any other server without the express prior written consent of Rinani.

Any such unauthorized reproduction, retransmission or other copying or modification of any of the contents of this website may be in breach of statutory or common law rights which could be the subject of legal action. Rinani disclaims all liability which may arise from any unauthorized reproduction or use of the contents of this website.


You hereby irrevocably agree to indemnify and keep fully indemnified Rinani, its employees, agents, co-branders and affiliates from all liabilities, claims, demands, losses and expenses, including any legal fees that may be incurred by Rinani in connection with or arising from any use or misuse of this website or other websites linked to this website, its contents and the services provided herein; or breach or non-observance of these terms and conditions howsoever occasioned; and any intellectual property right or proprietary right infringement claim made by a third party against Rinani in connection with your use of this website.


Rinani reserves the right to terminate and/or suspend your access to this website and/or your use of this website at any time, for any reason whatsoever. In particular, and without limitation, Rinani may terminate and/or suspend your access should you violate any of these terms and conditions, or violate the rights of Rinani, of any other user, or of any third party.


The materials and information in this website, including but not limited to services, products, information, data, text, graphics, audio, video, links or other items, are provided by Rinani on an "as is" and "as available" basis. References to material and information contained in the website include such material and information provided by third parties.

Endorsements including but not limited to any warranties of title, non-infringement, merchantability, usefulness, operation, accuracy, satisfactory quality, reliability, fitness for a particular purpose in respect of the website, the material, information and/or functions therein and expressly disclaims liability for errors and omissions in such materials, information and/or functions. Without derogation of the above and/or the terms and conditions of the applicable agreements governing all the products and services of Rinani, reasonable measures will be taken by Rinani to ensure the accuracy and validity of all information relating to transactions and products of Rinani.

Further, Rinani does not warrant or represent that access to the whole or part(s) of this website, the materials, information and/or functions contained therein will be provided uninterrupted or free from errors or that there will be no delays, failures, errors or loss of transmitted information, that no viruses or other contaminating or destructive properties will be transmitted or that no damage will occur to your computer system. However, defects identified (if any) will be promptly addressed to ensure materials, information and/or functions contained therein are accurate.

You shall be responsible to evaluate the quality, adequacy, completeness, currentness and usefulness of all services, content, advice, opinions and other information obtained or accessible through the website; further you should seek professional advice at all times and obtain independent verification of the materials and information provided herein prior to making any payment, remittance, investment, business or commercial decision based on any such materials or information.

Law and Jurisdiction

These terms and conditions are governed by and are to be construed in accordance with the laws of Malaysia. By accessing this website and/or using the services offered through this website, you hereby consent to submit to the exclusive jurisdiction of the Malaysian courts in all disputes arising out of or relating to the use of this website.

Rinani makes no representation that the materials, information, functions and/or services provided on this website are appropriate or available for use in jurisdictions other than Malaysia

Exclusion of Liability

Rinani And/Or Its Partners Herein Shall In No Event Be Liable For Any Loss Or Damages Howsoever Arising Whether In Contract, Tort, Negligence, Strict Liability Or Any Other Basis, Including Without Limitation, Direct Or Indirect, Special, Incidental, Consequential Or Punitive Damages, Or Loss Profits Or Savings Arising In Connection With Your Access Or Use Or The Inability To Access Or Use This Website (Or Any Third Party Link To Or From This Website), Reliance On The Information Contained In The Website, Any Technical, Hardware Or Software Failure Of Any Kind, The Interruption, Error, Omission, Delay In Operation, Computer Viruses, Or Otherwise. This Exclusion Clause Shall Take Effect To The Fullest Extent Permitted By Law.


The failure of Rinani to exercise or enforce any right or provision of these terms and conditions shall not constitute a waiver of such right or provision. If any part of these terms and conditions is determined to be invalid or unenforceable pursuant to applicable law, then the invalid and unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the other provisions of the terms and conditions shall continue in full force and effect.

Any rights not expressly granted herein are reserved